Posts

Showing posts from July, 2025

GST on Property Purchase in 2025: What Every Buyer & Developer Must Know

Image
  Introduction: Don’t Let GST Catch You Off Guard If you're planning to buy property in India in 2025 — be it a villa plot, a flat, or a commercial investment — understanding how GST applies is absolutely essential. At SLV Housing Development Corporation , we’ve seen countless buyers walk into deals without fully grasping the tax implications. Some paid more than necessary. Some missed out on savings. And many were simply confused. So we created this guide — clear, respectful, jargon-free — to help buyers, landowners, and developers make smarter real estate decisions. GST on Residential Property in 2025 Here’s the good news: GST doesn’t apply to all types of properties. If you’re buying a ready-to-move-in home , where the builder has already received a completion certificate or occupancy certificate (OC), then you don’t need to pay any GST at all. However, for under-construction homes , the GST does apply. The rate depends on whether the project qualifies as affordable housing or...

40% of Bengaluru Homebuyers Now See Real Estate as Investment—What This Means for You in 2025

Image
  Bengaluru’s Investor Mindset Is Shifting—and Fast According to a recent  report , nearly 40% of Bengaluru homebuyers in 2025 are buying for investment purposes —not just to live in the property. This marks a bold shift from traditional “dream home” purchases to smart, asset-building decisions . As developers of BMRDA-approved villa plots across Bengaluru, at SLV Housing Development Corporation , we’re witnessing this transformation firsthand. “Real estate is no longer just an emotional decision. It’s now a strategic one.” — SLV Housing Insights Team Why the Sudden Shift? There are several compelling reasons why land and villa plots have emerged as the top investment choice for Bengaluru’s buyers: ✅ Real Estate Is a Hedge Against Inflation Property, especially land, retains and grows value—even when markets are volatile. ✅ Better Returns Than Fixed Deposits or Gold While FDs give 6–7% annually, prime land in Bengaluru has seen 12–18% YoY growth in the past few y...

Rebate on Property Guidance Value Must Be Extended: A Call to Empower Buyers During Ashada

Image
  "In a market that thrives on timing, sentiment, and affordability — guidance value rebates aren't just discounts, they're decisions made easier." The Buyer Pulse: Why the Current Rebate Window Matters In a state where tradition meets transition, real estate decisions often pause during Ashada Masa , considered inauspicious by many. Historically, this sacred month witnesses a slowdown in property transactions, not because of lack of interest — but due to deeply held cultural sentiments. Now, combine that with a limited-time 10% guidance value rebate that is set to expire on July 25, 2025 — and we’re looking at a collision between opportunity and hesitation. As SLV Housing Development Corporation , we stand with our fellow real estate developers and prospective homebuyers in urging the Karnataka government: Extend the guidance value rebate. Let sentiment and savings walk hand in hand. Understanding Guidance Value — And Why It Matters Now What is Guidance ...

How Smart Investors Control ₹100 Crore Real Estate Deals with Just ₹1 Crore

Image
  The Silent Shift in Real Estate Investment In India’s booming real estate landscape, there’s a quiet strategy that’s reshaping how the wealthy approach property deals. While most investors focus on “what they can afford,” the affluent ask a different question: “What can I control?” This shift in mindset is powered by a strategy called real estate syndication —and yes, it’s possible to leverage ₹1 crore to control ₹100 crore worth of premium assets. At SLV Housing Development Corporation, where we specialize in villa plots and future-ready communities, we believe this model isn’t just for luxury towers or commercial skyscrapers. It’s a game-changer even for gated land layouts and plotted developments. What Is Real Estate Syndication — and Why Is Everyone Talking About It? In simple terms, syndication is a partnership investment model where multiple investors pool capital to acquire large, high-value assets. Here’s how it typically works: Sponsor/Lead Developer  ...

With Homebuyers Holding Back, Is Now the Right Time to Buy Land Instead?

Image
  As property prices rise and global tensions cast shadows across markets, Indian homebuyers seem to be pressing pause. Home sales in India’s top cities dipped by 20% year-on-year in Q2 2025 , leaving many wondering if now is the time to wait—or act with intent. At SLV Housing Development Corporation , we understand the hesitation. But we also see a different side of the story— a window of opportunity , especially for those who think long-term. In this piece, we won’t sell you fear. Instead, we’ll offer insight, clarity, and a fresh way of looking at real estate investment in times of uncertainty. Why Are Buyers Hesitating? Let’s start with the facts: 📉 Sales dropped across 6 of India’s 7 largest cities —from Delhi NCR to Bengaluru. 💸 Average prices have risen by 11% in the past year. 🌍 Geopolitical tensions and war-like climate have shaken buyer confidence. 🏗️ New project launches are down by 16% , with some cities witnessing over 30% decline . The market ...

Will Karnataka’s 1% Stamp Duty Hike Hurt Homebuyers? Here’s What You Really Need to Know

Image
  In a Market Full of Dreams, Every Rupee Matters For most Indians, buying a home or land isn’t just a transaction — it’s a life milestone. A step toward security, peace, and legacy. But now, as Karnataka considers increasing the stamp duty by 1% , many prospective buyers are wondering: Will this make property buying unaffordable? Let’s unpack what’s really happening — and how to make smarter choices in 2025. 🧾 What’s the Government Proposal? The Karnataka government is currently weighing a 1% hike in stamp duty to address a revenue shortfall in the property registration department. If approved, the total registration cost for property buyers may rise from 6.6% to 7.6% of the property’s guidance value. Current Fee Breakdown: 5% Stamp Duty 1% Registration Fee 0.5% Cess 0.1% Surcharge → Total: 6.6% Proposed New Total: 7.6% This revision would be the first since 2013 and comes at a time when Bengaluru has already seen a 21% drop in property registra...