GST on Property Purchase in 2025: What Every Buyer & Developer Must Know

Introduction: Don’t Let GST Catch You Off Guard If you're planning to buy property in India in 2025 — be it a villa plot, a flat, or a commercial investment — understanding how GST applies is absolutely essential. At SLV Housing Development Corporation , we’ve seen countless buyers walk into deals without fully grasping the tax implications. Some paid more than necessary. Some missed out on savings. And many were simply confused. So we created this guide — clear, respectful, jargon-free — to help buyers, landowners, and developers make smarter real estate decisions. GST on Residential Property in 2025 Here’s the good news: GST doesn’t apply to all types of properties. If you’re buying a ready-to-move-in home , where the builder has already received a completion certificate or occupancy certificate (OC), then you don’t need to pay any GST at all. However, for under-construction homes , the GST does apply. The rate depends on whether the project qualifies as affordable housing or...