Stamp Duty & Registration Charges in Bangalore 2025: What Every Property Buyers


 

Planning to buy land, a villa plot, or your dream home in Bangalore?
Don’t let legal charges take you by surprise. As a real estate developer deeply rooted in Bengaluru’s fast-growing plotted development market, SLV Housing Development Corporation is here to help you navigate every step—including understanding stamp duty and registration charges in Bangalore for 2025.

Read on to find out what you need to pay, when to pay it, and how to make sure your investment is legally secured.

What Are Stamp Duty & Registration Charges?

  • Stamp duty is a state government tax levied on property transactions to make them legally valid.

  • Registration charges are fees paid to register your property with the local authorities.

  • These charges ensure that your name is recorded as the legal owner of the property.

  • The amount you pay depends on factors like:

    • The market value or sale price of the property

    • Whether the property is residential, commercial, or industrial

    • The location (urban or rural)

    • Whether you're a man, woman, or joint buyer

Stamp Duty for Men in Bangalore (2025)

  • 5% stamp duty on properties valued above ₹45 lakh

  • 3% on properties valued between ₹21 lakh and ₹45 lakh

  • 2% on properties up to ₹20 lakh

Stamp Duty for Women and Joint Owners (2025)

  • 3% on property values up to ₹45 lakh

  • 2% on property values less than ₹20 lakh

Registration Charges in Bangalore (2025)

  • 1% of the property’s market value, applicable to all—men, women, and joint owners

  • Applies equally to:

    • Villa plots

    • Apartments or flats

    • Sites and independent houses

    • Land parcels (urban or rural)

Site, Land & Flat Registration Charges

  • 1% registration fee on total market value of the land or site

  • For house or apartment purchases, the same 1% rule applies

  • These fees are in addition to stamp duty

Cess & Surcharge on Stamp Duty

  • For urban areas:

    • 10% cess on the stamp duty amount

    • 2% surcharge on the stamp duty

    • This brings the effective stamp duty to 5.6%

  • For rural areas:

    • 10% cess + 3% surcharge

    • Effective stamp duty is 5.65%

Stamp Duty on Commercial Properties

  • 5% stamp duty on market value or consideration (whichever is higher)

  • 10% cess on the stamp duty

  • 2% surcharge in urban areas; 3% in rural areas

  • 1% registration fee on market value or consideration

Stamp Duty on Industrial Properties

  • 5% stamp duty on market value or consideration

  • 10% cess + 2% (urban) or 3% (rural) surcharge

  • 1% registration fee applicable

📜 Stamp Duty for Legal Documents (as per December 2023 revision)

  • Affidavits: ₹100 stamp duty

  • Adoption deeds: ₹1,000

  • Divorce papers: ₹500

  • Power of Attorney (PoA):

    • ₹500 for individual authorization

    • ₹1,000 for group PoA (5–10 people)

  • Trust deeds: ₹2,000

  • Certified copies: ₹20

Gift Deed Stamp Duty in Bangalore

  • If the donee is a family member: ₹1,000 + surcharge + additional duty

  • If the donee is not a family member: 5% of market value + surcharge + duty

Stamp Duty on Sale & Lease Agreements

Sale Agreement (with possession):

  • 5% of market value as stamp duty

  • 1% registration fee

Sale Agreement (without possession):

  • 0.1% stamp duty on market value

  • Registration fee ranges from ₹500 to ₹20,000

Lease Agreements:

  • For leases under 1 year:

    • 0.5% stamp duty

    • ₹100–₹500 registration fee

  • For leases of 1 to 10 years:

    • 1% stamp duty

  • For leases of 10 to 20 years:

    • 2% stamp duty

  • For leases of 20 to 30 years:

    • 3% stamp duty

  • Above 30 years or perpetual lease:

    • Full stamp duty as per sale deed (Art 20)

Other Common Charges

  • Partition of property (urban converted land): ₹5,000 per share

  • Agricultural land partition: ₹1,000 per share

  • Release deed among family: ₹1,000 + ₹500 registration

  • Joint Development Agreement: 1% stamp duty (max ₹15 lakh) + 1% registration (max ₹1.5 lakh)

How to Pay Stamp Duty in Bangalore

Online Method:

  • Visit Karnataka IFMS Portal

  • Choose “Generate Challan”

  • Enter your details and select “Stamp Duty and Registration”

  • Choose property type and payment method

  • Generate challan (valid for 90 days)

Offline Method:

  • Visit your local sub-registrar office

  • Purchase impressed stamps or pay via DD/cheque

  • Submit required documents for verification

  • Complete the registration and get your ownership certificate

Factors That Affect Stamp Duty Amount

  • Type of property: Commercial properties attract higher charges

  • Location: Urban properties have more cess/surcharge

  • Age of buyer: Some benefits for senior citizens

  • Gender: Lower rates for women on properties up to ₹45 lakh

  • Amenities offered: Higher valuation, higher stamp duty

Tax Benefits on Stamp Duty

  • You can claim up to ₹1.5 lakh under Section 80C

  • Only for residential properties registered in your name

  • Not applicable for resale properties, commercial units, or plots alone

  • Must be claimed in the year the payment is made

Consequences of Not Paying Stamp Duty

  • Sale deed becomes legally invalid

  • You can’t resell, mutate, or mortgage the property

  • Penalties up to 10 times the deficient amount

  • Risk of legal proceedings and delays

  • Can’t get electricity, water, or construction permissions

Contact for Queries

Inspector General of Registration & Stamps – Karnataka
📍 Kandaaya Bhavan, 8th Floor, K.G. Road, Bengaluru – 560001
📞 080-22220672
📠 080-22220754
📧 igr@karnataka.gov.in

SLV Housing’s Message to Land Buyers

At SLV Housing Development Corporation, we don’t just sell plots—we help families build their legacy. That’s why we go beyond layout development to ensure you understand every legal and financial detail before you invest.

Whether you're exploring premium villa plots near Kanakapura Road or a gated community in Devanahalli, transparency is our promise. Our team supports you with:

  • Guided registration

  • Documentation assistance

  • Legal verification

Your trust powers our journey.

Final Thoughts

Stamp duty and registration charges may seem complex—but they’re critical to securing your investment. With the right information and guidance, you can protect your property, claim tax benefits, and register your dream villa plot without any hidden hassles.

Let SLV Housing help you own your piece of Bengaluru—legally, confidently, and proudly.

🔗 Looking for premium BMRDA-approved villa plots?
🏠 www.slvhousing.com
📞 +91-70900 55511
📧 marketing@slvhousing.co.in

Comments

Post a Comment

Popular posts from this blog

Will Karnataka’s 1% Stamp Duty Hike Hurt Homebuyers? Here’s What You Really Need to Know

Image
  In a Market Full of Dreams, Every Rupee Matters For most Indians, buying a home or land isn’t just a transaction — it’s a life milestone. A step toward security, peace, and legacy. But now, as Karnataka considers increasing the stamp duty by 1% , many prospective buyers are wondering: Will this make property buying unaffordable? Let’s unpack what’s really happening — and how to make smarter choices in 2025. 🧾 What’s the Government Proposal? The Karnataka government is currently weighing a 1% hike in stamp duty to address a revenue shortfall in the property registration department. If approved, the total registration cost for property buyers may rise from 6.6% to 7.6% of the property’s guidance value. Current Fee Breakdown: 5% Stamp Duty 1% Registration Fee 0.5% Cess 0.1% Surcharge → Total: 6.6% Proposed New Total: 7.6% This revision would be the first since 2013 and comes at a time when Bengaluru has already seen a 21% drop in property registra...
Read more

A Khata vs. B Khata in Bangalore: Know the Real Difference Before Buying Property

Image
  Introduction: What Every Bangalore Property Buyer Must Know Buying your dream villa plot or investing in land around Bengaluru? Before you finalize that deal, it’s vital to decode a few legal terms—especially A Khata and B Khata . At SLV Housing Development Corporation , we’ve seen many buyers confused or misled by these terms. But understanding them can mean the difference between peace of mind and legal complications. Don’t worry, this article breaks it all down for you—clearly, simply, and with real-world insights. Let’s explore what these terms mean and how they affect your property’s legality, loan eligibility, future resale, and tax compliance. 📖 What is Khata, and Why Is It So Important? " Khata " literally means “account” and is an official record maintained by BBMP (Bruhat Bengaluru Mahanagara Palike). It certifies the legal status of your property and is mandatory for: Paying property tax Getting building approvals Availing loans Registering utiliti...
Read more

Sustainability in Real Estate: Building a Water-Secure Future in Bengaluru

Image
  South Bengaluru has long been known for its greenery, cool climate, and reliable water sources—making it one of the most desirable residential destinations in the city. While many areas in Bengaluru face challenges, the southern corridor continues to offer a stable and secure lifestyle. At SLV Housing Development Corporation , we believe sustainability is not just about solving problems today but about building homes and communities that remain future-ready . By integrating eco-friendly planning and water-smart solutions, we ensure that our villa plots and gated communities remain resilient, healthy, and valuable for generations to come. Why Sustainability Matters for Homebuyers For modern homebuyers and investors, a property is more than just a piece of land—it’s about long-term security, comfort, and legacy. Sustainable practices in real estate directly translate into: Reliable water access through rainwater harvesting and smart reuse systems. Lower maintenance costs wit...
Read more